Narus Financial Disclosure

This website is for general informational purposes only. It is not intended to be used as investment advice. It does not constitute a complete description of our services, and although it may include investment-related information, no recommendations are being made by Narus Financial Partners (NFP) regarding your decisions to buy, sell, or hold any security or any other investment, or that you pursue any investment style or strategy. Please remember that different types of investments involve varying degrees of risk; there can be no assurance that future performance of any specific investment or investment strategy (including those undertaken or recommended by NFP), will be profitable or equal any historical performance level.

Certain portions of our website (for example newsletters, articles or commentaries) may contain a discussion of positions or recommendations taken by NFP or other investment or non-investment professionals as of a specific date. Due to various factors, including changing market conditions, such content may no longer be reflective of current positions or recommendations. Moreover, no client or prospective client should assume that such content serves as a substitute for personalized advice from Narus Financial Partners. NFP is neither an accountant nor an attorney. No portion of this website should be interpreted as legal, accounting, or tax advice.

This website may contain links to other sites as a convenience to persons who visit. Please be aware that Narus Financial Partners does not make any representations or warranties as to the accuracy or timeliness of any information prepared by any unaffiliated third party providers, whether linked to this website or incorporated herein.

Rankings and/or recognition by unaffiliated ratings services and /or publications should not be construed by a client or prospective client as a guarantee that they will experience a certain level of results if NFP is engaged, or continues to be engaged, to provide investment advisory services. It should not be construed as a current or past endorsement of NFP by any of our clients.

This website and the services described are intended for citizens of the United States of America. Narus Financial Partners (NFP) is a registered investment adviser located in Salt Lake City, Utah.  Narus Financial Partners and its representatives are in compliance with the current registration and/or notice filings requirements imposed by those states in which we maintain clients. Additional information about Narus Financial Partners is also available on the SEC’s website at www.adviserinfo.sec.gov.

 

 

Narus Financial Customer Privacy Policy Notice

Commitment to Your Private Information: Narus Financial Partners has a policy of protecting the confidentiality and security of information we collect about our clients. We do not, and will not, share non-public personal information (“Information”) about you with outside third parties without your consent, except for the specific purposes described below. This notice has been provided to you to describe the Information we may gather and the situations under which we may need to share it.

Why We Collect and How We Use Information. We limit the collection and use of Information within our firm to only those individuals associated or employed with us that must have Information to provide financial services to you. Such services include maintaining your accounts, processing transaction requests, and providing the advisory services described in our Form ADV.

How We Gather Information. We get most Information directly from you when you provide us with information from any of the following sources:

  • Applications or forms (for example: name, address, social security number, birth date, assets, income, financial history)

  • Transactional activity in your account (for example: trading history and account balances)

  • Information services and consumer reporting sources (for example: to verify your identity or to assess your credit history)

  • Other sources with your consent (for example: your insurance professional, attorney or accountant)

 

How We Protect Information. Our employees and affiliated persons are required to protect the confidentiality of Information and to comply with our stated policies. They may access Information only when there is an acceptable reason to do so, such as to service your account or provide you with financial services. Employees who violate our Privacy Policy are subject to disciplinary action, up to and including termination from employment with us. We also maintain physical, electronic and procedural safeguards to protect Information, which complies with applicable SEC, state, and federal laws.

Sharing Information with Other Companies Permitted Under Law. We do not disclose Information obtained in the course of our practice except as required or permitted under law. Permitted disclosures include, for instance, providing Information to unrelated third parties who need to know such Information in order to assist us with the provision of services to you. Unrelated third parties may include broker/dealers, mutual fund companies, insurance companies, and the custodian with which your assets are held. In such situations, we stress the confidential nature of Information being shared.

Former Customers. Even if we cease to provide you with financial products or services, our Privacy Policy will continue to apply to you and we will continue to treat your non-public information with strict confidentiality